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πŸ‡ΊπŸ‡ΈUnited States

I-864 Affidavit of Support

Financial Sponsorship for Immigration

Medium~30 minSponsorshipAffidavitFinancial SupportGreen Card

/ What is this form?

The I-864 is a legally binding contract where the sponsor guarantees financial support for the immigrant at 125% of the federal poverty level. Required for most family-based and some employment-based green card applications. This obligation lasts until the immigrant becomes a US citizen, works 40 qualifying quarters, or dies.

/ Who needs this form?

  • Sponsors of family-based green card applicants
  • Some employment-based applicants whose family member filed the I-140

/ What you need before you start

Federal tax returns (most recent 3 years)
W-2s and 1099s
Employment verification letter
Proof of assets (if income is insufficient)
Filing fee: $0 (submitted with I-485 or NVC package)

/ Step-by-step guide

1Understand the Obligation
The I-864 is a legally enforceable contract. You agree to support the immigrant at 125% of the federal poverty level. This obligation lasts until they become a citizen, work 40 qualifying quarters, or die.
2Verify Income Requirements
Calculate 125% of the federal poverty guideline for your household size (sponsor + dependents + immigrants sponsored). Check the current year's poverty guidelines at HHS.
3Complete the Form
Enter your personal information, employment details, income, household size, and the immigrants you are sponsoring. Sign and date the form.
4Gather Tax Documents
Attach your most recent federal tax returns (all 3 years if available), W-2s, 1099s, and an employment verification letter.
5Submit with Immigrant Application
Submit I-864 as part of the I-485 package (adjustment of status) or send to the NVC for consular processing. No separate filing fee for I-864.

/ Key fields explained

FieldWhat to enterCommon mistake
Household sizeSponsor + all dependents + all immigrants being sponsored in this petitionInclude ALL people you are financially responsible for β€” underreporting inflates your apparent income ratio
Annual income vs poverty guidelinesYour current annual income compared to 125% of the federal poverty level for your household sizeUsing gross vs net income incorrectly β€” use gross income as shown on tax returns

/ Common mistakes to avoid

Not meeting income requirements β€” can use a joint sponsor or assets to make up the shortfall
Not including all 3 years of tax returns
Not understanding it's a legally enforceable contract, even after divorce

/ Frequently asked questions

What if my income is too low?

Use a joint sponsor (separate I-864), add household member income (I-864A), or use assets worth 3–5x the income shortfall.

When does the obligation end?

When the immigrant becomes a US citizen, has worked 40 qualifying quarters of Social Security credit, leaves the US permanently, or dies.